Get the equipment you need without the cash hit
Hire purchase or lease for any business-essential equipment — from £10k to £1m.
Business funding made simpler
- £10,000 – £1,000,000 funding
- 300+ UK lenders on our panel
- Initial decisions often within 48 hours
- Soft-search eligibility check
At a glance
About Equipment Finance
Equipment is often the largest single cost in a growing business. Equipment finance lets you take delivery now and pay over the asset's useful life — matching cost to the revenue the equipment generates.
Why businesses choose Apex Loans
Expert support, access to a wide lender panel and a straightforward application process.
Match cost to income
Repayments aligned to the asset's earning power.
Protect cash reserves
Keep working capital free for operations.
Upgrade easier
Lease structures simplify equipment refresh cycles.
VAT efficient
VAT spread across rentals on lease products.
Am I eligible?
Eligibility varies by lender, but businesses with an established trading history and regular turnover may have access to a wide range of funding options.
Our eligibility check takes around 60 seconds and helps us understand which options may be suitable. It uses a soft search only, so there is no impact on your credit score.
- UK-registered business
- Trading 6+ months
- Asset £10k+
Access a wide panel of UK business lenders
- 300+ UK lenders, from high-street names to specialist SME funders
- One application reviewed against multiple funding options
- FCA-regulated credit broker — we arrange finance, we are not the lender
- A UK-based funding specialist manages your case end-to-end
Frequently asked questions
Ready to explore equipment finance?
Check eligibility in around 60 seconds with no impact on your credit score.