Keep the heavy kit working
Finance excavators, cranes, CNC machines and production lines without draining working capital.
Business funding made simpler
- £10,000 – £1,000,000 funding
- 300+ UK lenders on our panel
- Initial decisions often within 48 hours
- Soft-search eligibility check
At a glance
About Plant & Machinery Finance
Plant and machinery are your business's productive backbone. We finance new and used kit — from JCBs to CNC mills — with structures designed for the long operating life of heavy equipment.
Why businesses choose Apex Loans
Expert support, access to a wide lender panel and a straightforward application process.
New or used
Finance new kit or quality used equipment.
Long terms
Match repayments to 5–7 year operating lives.
Refinance options
Release equity from owned plant.
Sector specialists
Lenders fluent in construction and manufacturing.
Am I eligible?
Eligibility varies by lender, but businesses with an established trading history and regular turnover may have access to a wide range of funding options.
Our eligibility check takes around 60 seconds and helps us understand which options may be suitable. It uses a soft search only, so there is no impact on your credit score.
- UK-registered business
- Trading 12+ months
- Asset £10k+
Access a wide panel of UK business lenders
- 300+ UK lenders, from high-street names to specialist SME funders
- One application reviewed against multiple funding options
- FCA-regulated credit broker — we arrange finance, we are not the lender
- A UK-based funding specialist manages your case end-to-end
Frequently asked questions
Ready to explore plant & machinery finance?
Check eligibility in around 60 seconds with no impact on your credit score.