Apex Loans
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Asset Finance

Acquire the assets your business needs

Vehicles, equipment, plant and machinery — spread the cost over the asset's useful life.

Soft search — no credit impact Initial decision often within 48 hours 300+ UK lenders

Business funding made simpler

  • £10,000 – £1,000,000 funding
  • 300+ UK lenders on our panel
  • Initial decisions often within 48 hours
  • Soft-search eligibility check

At a glance

Funding range£10,000 – £1,000,000
Term1 – 7 years
Initial decisionOften within 48 hours
Trading required6+ months
Start eligibility check

About Asset Finance

Asset finance lets you secure the equipment you need today and pay over time, preserving working capital. Hire purchase, finance lease and operating lease structures available across vehicles, plant, machinery and IT.

Vehicles
Plant & machinery
IT equipment
Manufacturing kit
Catering equipment

Why businesses choose Apex Loans

Expert support, access to a wide lender panel and a straightforward application process.

Preserve cash

Spread cost rather than tying up working capital.

Tax efficient

Capital allowances and offset against profits.

New or used

Finance new or pre-owned assets.

Quick decisions

Approvals in 48 hours, asset paid for in days.

Am I eligible?

Eligibility varies by lender, but businesses with an established trading history and regular turnover may have access to a wide range of funding options.

Our eligibility check takes around 60 seconds and helps us understand which options may be suitable. It uses a soft search only, so there is no impact on your credit score.

  • UK-registered business
  • Trading 6+ months
  • Asset typically £10k+
Check My Eligibility

Access a wide panel of UK business lenders

  • 300+ UK lenders, from high-street names to specialist SME funders
  • One application reviewed against multiple funding options
  • FCA-regulated credit broker — we arrange finance, we are not the lender
  • A UK-based funding specialist manages your case end-to-end

Frequently asked questions

Ready to explore asset finance?

Check eligibility in around 60 seconds with no impact on your credit score.