Finance every layer of your tech stack
Laptops, servers, networking, software licences and even cloud commitments — spread the cost.
Business funding made simpler
- £10,000 – £500,000 funding
- 300+ UK lenders on our panel
- Initial decisions often within 48 hours
- Soft-search eligibility check
At a glance
About IT Equipment Finance
Modern IT spending isn't just hardware. We arrange finance for full technology stacks — including software licences and cloud commitments — over 1 to 5 year terms with built-in refresh options.
Why businesses choose Apex Loans
Expert support, access to a wide lender panel and a straightforward application process.
Hardware & software
Finance the full stack, not just the boxes.
Refresh cycles
Lease structures that simplify equipment upgrades.
Cloud commitments
Spread large cloud deals over multiple years.
Fast deployment
Equipment delivered while finance documentation completes.
Am I eligible?
Eligibility varies by lender, but businesses with an established trading history and regular turnover may have access to a wide range of funding options.
Our eligibility check takes around 60 seconds and helps us understand which options may be suitable. It uses a soft search only, so there is no impact on your credit score.
- UK-registered business
- Trading 6+ months
- Asset value £10k+
Access a wide panel of UK business lenders
- 300+ UK lenders, from high-street names to specialist SME funders
- One application reviewed against multiple funding options
- FCA-regulated credit broker — we arrange finance, we are not the lender
- A UK-based funding specialist manages your case end-to-end
Frequently asked questions
Ready to explore it equipment finance?
Check eligibility in around 60 seconds with no impact on your credit score.