Bridge the gap, keep the business moving
Short-term funding designed to plug working capital gaps between paying suppliers and getting paid.
Business funding made simpler
- £5,000 – £500,000 funding
- 300+ UK lenders on our panel
- Initial decisions often within 24-48 hours
- Soft-search eligibility check
At a glance
About Cash Flow Finance
Cash flow finance is the umbrella category for any short-term facility designed to fix timing mismatches — late customer payments, supplier deposits, seasonal stock buys or tax bills. We match the right product to the right gap.
Why businesses choose Apex Loans
Expert support, access to a wide lender panel and a straightforward application process.
Right-sized facilities
From £5k to £500k — exactly what you need.
Fast decisions
Cash flow facilities are often decided within 24-48 hours, depending on the lender.
Flexible repayment
Daily, weekly or monthly options available.
No prepayment penalty
Settle early without extra charges.
Am I eligible?
Eligibility varies by lender, but businesses with an established trading history and regular turnover may have access to a wide range of funding options.
Our eligibility check takes around 60 seconds and helps us understand which options may be suitable. It uses a soft search only, so there is no impact on your credit score.
- UK-registered business
- Trading 6+ months
- Verifiable monthly turnover
Access a wide panel of UK business lenders
- 300+ UK lenders, from high-street names to specialist SME funders
- One application reviewed against multiple funding options
- FCA-regulated credit broker — we arrange finance, we are not the lender
- A UK-based funding specialist manages your case end-to-end
Frequently asked questions
Ready to explore cash flow finance?
Check eligibility in around 60 seconds with no impact on your credit score.