Keep the business moving
Smooth cash flow, pay suppliers on time and never miss a growth opportunity because of timing.
Business funding made simpler
- £5,000 – £500,000 funding
- 300+ UK lenders on our panel
- Initial decisions often within 24 hours
- Soft-search eligibility check
At a glance
About Working Capital Loans
Working capital is the lifeblood of any growing business. Whether you're waiting on customer payments, scaling up before peak season, or covering a one-off cost, working capital funding gives you headroom without disrupting day-to-day trading.
Why businesses choose Apex Loans
Expert support, access to a wide lender panel and a straightforward application process.
Smooth seasonality
Cover quiet periods or scale up for peak demand.
Pay suppliers early
Take advantage of early-settlement discounts.
Protect growth
Don't let cash flow timing slow expansion.
Flexible repayment
Daily, weekly or monthly — match your sales cycle.
Am I eligible?
Eligibility varies by lender, but businesses with an established trading history and regular turnover may have access to a wide range of funding options.
Our eligibility check takes around 60 seconds and helps us understand which options may be suitable. It uses a soft search only, so there is no impact on your credit score.
- UK-registered business
- Trading 6+ months
- £10k+ monthly turnover
Access a wide panel of UK business lenders
- 300+ UK lenders, from high-street names to specialist SME funders
- One application reviewed against multiple funding options
- FCA-regulated credit broker — we arrange finance, we are not the lender
- A UK-based funding specialist manages your case end-to-end
Frequently asked questions
Ready to explore working capital loans?
Check eligibility in around 60 seconds with no impact on your credit score.