Get paid the day you invoice
Release up to 90% of every invoice within 24 hours instead of waiting 30, 60 or 90 days.
Business funding made simpler
- £25,000 – £5,000,000 funding
- 300+ UK lenders on our panel
- Initial decisions often within 5 working days
- Soft-search eligibility check
At a glance
About Invoice Finance
Invoice finance turns your sales ledger into instant cash. Whether you choose factoring (full credit control outsourced) or discounting (you stay in control), it scales automatically with sales — the more you invoice, the more funding you have.
Why businesses choose Apex Loans
Expert support, access to a wide lender panel and a straightforward application process.
Rapid cash release
Up to 90% of invoice value can be released within 24 hours, subject to lender terms.
Scales with sales
Facility grows automatically as you invoice more.
No fixed repayments
Repaid as your customers settle.
Optional credit control
Outsource collections with factoring.
Am I eligible?
Eligibility varies by lender, but businesses with an established trading history and regular turnover may have access to a wide range of funding options.
Our eligibility check takes around 60 seconds and helps us understand which options may be suitable. It uses a soft search only, so there is no impact on your credit score.
- UK B2B business
- Trading 6+ months
- Annual turnover £100k+
- Creditworthy debtor book
Access a wide panel of UK business lenders
- 300+ UK lenders, from high-street names to specialist SME funders
- One application reviewed against multiple funding options
- FCA-regulated credit broker — we arrange finance, we are not the lender
- A UK-based funding specialist manages your case end-to-end
Frequently asked questions
Ready to explore invoice finance?
Check eligibility in around 60 seconds with no impact on your credit score.