Confidential invoice finance
Release up to 90% of invoice value while keeping credit control entirely in your own hands.
Business funding made simpler
- £50,000 – £5,000,000 funding
- 300+ UK lenders on our panel
- Initial decisions often within 5-7 working days
- Soft-search eligibility check
At a glance
About Invoice Discounting
Invoice discounting suits established B2B businesses with strong in-house credit control. Your customers never know finance is in place — you continue to manage collections and chasing exactly as today.
Why businesses choose Apex Loans
Expert support, access to a wide lender panel and a straightforward application process.
Confidential
Customers see no change in invoicing or collections.
Higher advance rates
Typically up to 90% of invoice value.
Scales with sales
Facility grows automatically with turnover.
Lower cost
Generally cheaper than factoring as you keep credit control.
Am I eligible?
Eligibility varies by lender, but businesses with an established trading history and regular turnover may have access to a wide range of funding options.
Our eligibility check takes around 60 seconds and helps us understand which options may be suitable. It uses a soft search only, so there is no impact on your credit score.
- UK B2B business
- Trading 12+ months
- Turnover £500k+
- In-house credit control
Access a wide panel of UK business lenders
- 300+ UK lenders, from high-street names to specialist SME funders
- One application reviewed against multiple funding options
- FCA-regulated credit broker — we arrange finance, we are not the lender
- A UK-based funding specialist manages your case end-to-end
Frequently asked questions
Ready to explore invoice discounting?
Check eligibility in around 60 seconds with no impact on your credit score.