Funding when you need it, costs only when you use it
A revolving facility you can draw from, repay and re-use — interest only on the balance outstanding.
Business funding made simpler
- £10,000 – £500,000 funding
- 300+ UK lenders on our panel
- Initial decisions often within 48 hours
- Soft-search eligibility check
At a glance
About Business Line Of Credit
A business line of credit gives you ongoing access to funds without the commitment of a term loan. Draw down what you need, repay it, draw again — the perfect safety net for managing unexpected expenses or grabbing time-sensitive opportunities.
Why businesses choose Apex Loans
Expert support, access to a wide lender panel and a straightforward application process.
Only pay for what you use
Interest only on the drawn balance.
Reusable
Repay and re-borrow within the facility limit.
Standby protection
Ready when you need it, costs nothing when you don't.
Builds credit
Active facility management strengthens credit profile.
Am I eligible?
Eligibility varies by lender, but businesses with an established trading history and regular turnover may have access to a wide range of funding options.
Our eligibility check takes around 60 seconds and helps us understand which options may be suitable. It uses a soft search only, so there is no impact on your credit score.
- UK-registered business
- Trading 12+ months
- Turnover £100k+
Access a wide panel of UK business lenders
- 300+ UK lenders, from high-street names to specialist SME funders
- One application reviewed against multiple funding options
- FCA-regulated credit broker — we arrange finance, we are not the lender
- A UK-based funding specialist manages your case end-to-end
Frequently asked questions
Ready to explore business line of credit?
Check eligibility in around 60 seconds with no impact on your credit score.