Short-term funding for time-sensitive opportunities
Borrow £5k – £500k and repay over 3 to 12 months. Designed for businesses that need cash fast.
Business funding made simpler
- £5,000 – £500,000 funding
- 300+ UK lenders on our panel
- Initial decisions often within 24 hours
- Soft-search eligibility check
At a glance
About Short-Term Business Loans
Short-term business loans are ideal when you need to bridge a gap or fund a quick-return opportunity. Lower total interest than a long loan, often a faster process than a high-street bank — and you're debt-free in under a year.
Why businesses choose Apex Loans
Expert support, access to a wide lender panel and a straightforward application process.
Lower total cost
Shorter term means less interest paid over the life of the loan.
Rapid decisions
Indicative offers are often available within hours, depending on the lender.
Daily or weekly repayments
Repayment schedules that mirror your cash flow cycle.
Early repayment options
Many lenders allow penalty-free settlement, though terms vary by lender.
Am I eligible?
Eligibility varies by lender, but businesses with an established trading history and regular turnover may have access to a wide range of funding options.
Our eligibility check takes around 60 seconds and helps us understand which options may be suitable. It uses a soft search only, so there is no impact on your credit score.
- UK-registered business
- Trading 6+ months
- Consistent monthly turnover
Access a wide panel of UK business lenders
- 300+ UK lenders, from high-street names to specialist SME funders
- One application reviewed against multiple funding options
- FCA-regulated credit broker — we arrange finance, we are not the lender
- A UK-based funding specialist manages your case end-to-end
Frequently asked questions
Ready to explore short-term business loans?
Check eligibility in around 60 seconds with no impact on your credit score.