Apex Loans
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Business Loans

When your business needs funding today

Initial decisions are often available the same day, with funds typically released in 24–48 hours, depending on the lender and application.

Soft search — no credit impact Initial decision often within Same day 300+ UK lenders

Business funding made simpler

  • £5,000 – £250,000 funding
  • 300+ UK lenders on our panel
  • Initial decisions often within Same day
  • Soft-search eligibility check

At a glance

Funding range£5,000 – £250,000
Term3 – 24 months
Initial decisionOften within Same day
Trading required6+ months
Start eligibility check

About Emergency Business Loans

Burst pipes, lost client, unexpected tax bill, emergency repair — when the unexpected hits, traditional bank timelines aren't an option. Lenders on our emergency funding panel can often release cash within 24 hours of approval, though timescales are not guaranteed.

Emergency repairs
Urgent tax bills
Replacing critical equipment
Covering payroll

Why businesses choose Apex Loans

Expert support, access to a wide lender panel and a straightforward application process.

Rapid decisions

Indicative offers are often available within hours of applying.

Funds in 24–48 hours

Money in your business account, ready to deploy.

No upfront fees

You pay nothing unless you accept an offer.

Specialist support

Urgent applications handled by senior funding managers.

Am I eligible?

Eligibility varies by lender, but businesses with an established trading history and regular turnover may have access to a wide range of funding options.

Our eligibility check takes around 60 seconds and helps us understand which options may be suitable. It uses a soft search only, so there is no impact on your credit score.

  • UK-registered business
  • Trading 6+ months
  • Strong recent trading data
Check My Eligibility

Access a wide panel of UK business lenders

  • 300+ UK lenders, from high-street names to specialist SME funders
  • One application reviewed against multiple funding options
  • FCA-regulated credit broker — we arrange finance, we are not the lender
  • A UK-based funding specialist manages your case end-to-end

Frequently asked questions

Ready to explore emergency business loans?

Check eligibility in around 60 seconds with no impact on your credit score.