Business loans built for UK SMEs
Access business funding from £5k to £5m through a panel of 300+ UK lenders. Initial decisions often within 24 hours. Soft-search eligibility — no impact on your credit score.
Business funding made simpler
- £5,000 – £5,000,000 funding
- 300+ UK lenders on our panel
- Initial decisions often within 24 hours
- Soft-search eligibility check
At a glance
About Business Loans
A business loan from Apex Loans can provide working capital to seize an opportunity, smooth cash flow or invest in growth, without the wait that often comes with high-street banks. As an FCA-regulated credit broker rather than a lender, we look at your turnover, trading history and funding requirement, then approach the lenders on our panel most likely to support an SME like yours — from unsecured business loans to working capital and short-term facilities.
How does a business loan work?
From first enquiry to funding, here is what the process usually looks like.
- 1
Tell us what you need
Complete the short eligibility form with your funding requirement and basic business details.
- 2
We assess your options
We review your business profile and identify suitable lenders from our panel.
- 3
Review available terms
Where suitable, we present relevant funding options for you to consider.
- 4
Complete lender requirements
The selected lender may request documents or further information before making a final decision.
- 5
Funding
Once approved and documentation is complete, the lender releases the funds.
What will I need to apply?
Requirements vary by lender, but having the following information available can help keep the process moving.
Why businesses choose Apex Loans
Expert support, access to a wide lender panel and a straightforward application process.
Fast decisions
Receive tailored terms, often within 24 hours of applying.
Soft credit search
Check eligibility without any impact on your credit score.
Fixed monthly repayments
Predictable repayments make cash flow planning simple.
Specialist support
A dedicated funding manager handles your application end-to-end.
Am I eligible?
Eligibility varies by lender, but businesses with an established trading history and regular turnover may have access to a wide range of funding options.
Our eligibility check takes around 60 seconds and helps us understand which options may be suitable. It uses a soft search only, so there is no impact on your credit score.
- UK-registered limited company, LLP or sole trader
- UK-based trading business
- Trading 6+ months
- Minimum £5k monthly turnover
Access a wide panel of UK business lenders
- 300+ UK lenders, from high-street names to specialist SME funders
- One application reviewed against multiple funding options
- FCA-regulated credit broker — we arrange finance, we are not the lender
- A UK-based funding specialist manages your case end-to-end
Frequently asked questions
Ready to explore business loans?
Check eligibility in around 60 seconds with no impact on your credit score.