Simplify your business borrowing
Roll multiple loans, cards and short-term facilities into a single, affordable monthly payment.
Business funding made simpler
- £10,000 – £500,000 funding
- 300+ UK lenders on our panel
- Initial decisions often within 48 hours
- Soft-search eligibility check
At a glance
About Business Debt Consolidation Loans
Juggling multiple business debts is expensive and stressful. A consolidation loan lets you replace high-interest, short-term facilities with one longer-term loan at a lower blended rate — improving cash flow and giving you back control.
Why businesses choose Apex Loans
Expert support, access to a wide lender panel and a straightforward application process.
One payment
Replace several debts with one predictable monthly figure.
Lower total cost
Reduce your blended interest rate.
Free up cash flow
Lower monthly repayments give your business breathing room.
Improve credit health
Fewer active facilities can strengthen your business credit.
Am I eligible?
Eligibility varies by lender, but businesses with an established trading history and regular turnover may have access to a wide range of funding options.
Our eligibility check takes around 60 seconds and helps us understand which options may be suitable. It uses a soft search only, so there is no impact on your credit score.
- UK-registered business
- Trading 12+ months
- Demonstrable ability to service consolidated payment
Access a wide panel of UK business lenders
- 300+ UK lenders, from high-street names to specialist SME funders
- One application reviewed against multiple funding options
- FCA-regulated credit broker — we arrange finance, we are not the lender
- A UK-based funding specialist manages your case end-to-end
Frequently asked questions
Ready to explore business debt consolidation loans?
Check eligibility in around 60 seconds with no impact on your credit score.