Funding for the next generation of UK businesses
Whether you launched last month or 18 months ago, we'll match you with lenders who back early-stage businesses.
Business funding made simpler
- £5,000 – £100,000 funding
- 300+ UK lenders on our panel
- Initial decisions often within 48 hours
- Soft-search eligibility check
At a glance
About Startup Business Loans
Many mainstream lenders are cautious about startups. We work with a specialist panel that actively funds early-stage UK businesses — including government-backed Start Up Loans and private lenders that look at your plan, not just your trading history.
Why businesses choose Apex Loans
Expert support, access to a wide lender panel and a straightforward application process.
New businesses welcome
Approval based on viability, not trading age.
Up to £25k Start Up Loan
Access government-backed funding at competitive rates.
Mentor support
Many startup lenders offer mentoring alongside funding.
Build credit history
Repaying a startup loan helps establish your business credit.
Am I eligible?
Eligibility varies by lender, but businesses with an established trading history and regular turnover may have access to a wide range of funding options.
Our eligibility check takes around 60 seconds and helps us understand which options may be suitable. It uses a soft search only, so there is no impact on your credit score.
- UK-registered business or sole trader
- Director with strong personal credit
- Realistic business plan and forecasts
Access a wide panel of UK business lenders
- 300+ UK lenders, from high-street names to specialist SME funders
- One application reviewed against multiple funding options
- FCA-regulated credit broker — we arrange finance, we are not the lender
- A UK-based funding specialist manages your case end-to-end
Frequently asked questions
Ready to explore startup business loans?
Check eligibility in around 60 seconds with no impact on your credit score.