Small business loans for ambitious UK SMEs
Smart, simple funding from £5,000 to £100,000 — designed around how small businesses actually trade.
Business funding made simpler
- £5,000 – £100,000 funding
- 300+ UK lenders on our panel
- Initial decisions often within 24 hours
- Soft-search eligibility check
At a glance
About Small Business Loans
Small businesses need funding that moves at their pace. Our small business loans are tailored for sole traders, micro-businesses and growing SMEs that need a quick injection of capital without jumping through bank-style hoops.
Why businesses choose Apex Loans
Expert support, access to a wide lender panel and a straightforward application process.
No business plan required
We base decisions on real trading data, not paperwork.
Personal service
Speak to a UK-based funding specialist, not a chatbot.
Flexible amounts
Borrow only what you need — from £5,000 upwards.
Quick payout
Funds in your account within 48 hours of acceptance.
Am I eligible?
Eligibility varies by lender, but businesses with an established trading history and regular turnover may have access to a wide range of funding options.
Our eligibility check takes around 60 seconds and helps us understand which options may be suitable. It uses a soft search only, so there is no impact on your credit score.
- UK-registered business or sole trader
- Trading 6+ months
- Monthly turnover £5,000+
Access a wide panel of UK business lenders
- 300+ UK lenders, from high-street names to specialist SME funders
- One application reviewed against multiple funding options
- FCA-regulated credit broker — we arrange finance, we are not the lender
- A UK-based funding specialist manages your case end-to-end
Frequently asked questions
Ready to explore small business loans?
Check eligibility in around 60 seconds with no impact on your credit score.