Cover your self assessment bill on time
Loans for sole traders, directors and the self-employed to settle annual self-assessment bills and spread the cost.
Business funding made simpler
- £5,000 – £100,000 funding
- 300+ UK lenders on our panel
- Initial decisions often within 48 hours
- Soft-search eligibility check
At a glance
About Self Assessment Tax Loans
Self assessment bills can land at the worst possible time of year. A self assessment tax loan settles HMRC in full by the 31 January deadline and spreads repayment so your January cash flow stays intact.
Why businesses choose Apex Loans
Expert support, access to a wide lender panel and a straightforward application process.
January-deadline ready
Settle HMRC before the 31 January cut-off.
Avoid 5% penalty
HMRC charges 5% on late self-assessment payments.
Self-employed friendly
Lenders that understand variable income.
Quick decisions
Approvals within 48 hours, funds within 5 days.
Am I eligible?
Eligibility varies by lender, but businesses with an established trading history and regular turnover may have access to a wide range of funding options.
Our eligibility check takes around 60 seconds and helps us understand which options may be suitable. It uses a soft search only, so there is no impact on your credit score.
- UK-resident self-employed individual or director
- Trading 12+ months
- Verifiable self-assessment liability
Access a wide panel of UK business lenders
- 300+ UK lenders, from high-street names to specialist SME funders
- One application reviewed against multiple funding options
- FCA-regulated credit broker — we arrange finance, we are not the lender
- A UK-based funding specialist manages your case end-to-end
Frequently asked questions
Ready to explore self assessment tax loans?
Check eligibility in around 60 seconds with no impact on your credit score.