Settle HMRC, repay us over time
Cover any HMRC liability — VAT, CT, PAYE or self assessment — and spread the cost over the year.
Business funding made simpler
- £5,000 – £500,000 funding
- 300+ UK lenders on our panel
- Initial decisions often within 24-48 hours
- Soft-search eligibility check
At a glance
About HMRC Tax Loans
HMRC tax loans cover any business tax liability — VAT, corporation tax, PAYE, NIC or self-assessment — keeping you compliant and avoiding penalty interest. Repay over 3 to 12 months from regular trading income.
Why businesses choose Apex Loans
Expert support, access to a wide lender panel and a straightforward application process.
Any HMRC bill
Covers VAT, CT, PAYE, NIC and self-assessment.
Protect your status
Stay compliant and avoid HMRC enforcement action.
Fast funding
Many bills settled within 5 working days.
Soft-search check
The initial eligibility check does not affect your credit score.
Am I eligible?
Eligibility varies by lender, but businesses with an established trading history and regular turnover may have access to a wide range of funding options.
Our eligibility check takes around 60 seconds and helps us understand which options may be suitable. It uses a soft search only, so there is no impact on your credit score.
- UK-registered business
- Trading 12+ months
- Verifiable HMRC liability
Access a wide panel of UK business lenders
- 300+ UK lenders, from high-street names to specialist SME funders
- One application reviewed against multiple funding options
- FCA-regulated credit broker — we arrange finance, we are not the lender
- A UK-based funding specialist manages your case end-to-end
Frequently asked questions
Ready to explore hmrc tax loans?
Check eligibility in around 60 seconds with no impact on your credit score.