Alternative Finance
When traditional lending isn’t the right fit, Alternative Funding options provide a modern, flexible approach to funding. Whether you’re a start-up, SME, or a business looking for quicker, more adaptable finance, our innovative solutions give you control.
Revolving Credit
Merchant Cash Advance
Invoice Finance
Bad Credit Finance
Why Choose Apex Loans?
Alternative Finance Solutions at Your Fingertips
Our dedicated team of experts conducts thorough research and analysis of your business to provide you with comprehensive and unbiased loan options.
- Decision within 48 hours
- Over 300 funding options
- Funds released quickly
- Borrow £5k - £50m
Feel free to use our Business Loan Calculator
**Note: For exceeding 120 no. of payments, a group of 12 payments will be combined into a single payment number for better chart visibility.
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Calculator Disclaimer
The repayment amount shown using this calculator is an estimate, based on information you have provided. It is provided for illustrative purposes only and actual repayment amounts may vary. To find out actual repayment amounts, contact us. This calculation does not constitute a quote, loan approval, agreement or advice. It does not take into account your personal or financial circumstances.
Our tailored and transparent process is designed to make your loan search and selection as seamless as possible
Submit Your Enquiry
Simply complete our short online form with your details and funding needs to begin your search for business finance.
Expert Consultation
Our expert will contact you to understand your requirements to match you with suitable lenders and products.
Get Your Offers
We connect you with trusted lenders and provide free quotes. Choose the best option, and we’ll handle the application.
Get Funded!
Once approved, receive your funds and start invest in your business growth and scale with confidence and ease.
Apex Loans
Your Trusted Source for Alternative Finance in the UK
At Apex Loans, we are more than just a commercial finance broker – we are a trusted partner in helping businesses secure the right funding solutions. With over 20 years of experience, we have built a reputation for excellence, integrity, and customer-focused service.
Expertise & Experience
Two decades of navigating the complexities of business finance.
Whole-of-Market Access
A vast network of lenders for competitive funding solutions.
Personalised Service
Finance strategies tailored to your business requirements.
Transparency and Trust
A clear, customer-first approach with no hidden surprises.
Get Answers to Your Most Common Questions
We've compiled a list of frequently asked questions to provide you with quick and helpful answers.
What Is Alternative Finance?
Alternative finance refers to non-bank lending options that empower businesses to raise capital through quicker and often more accessible means. These options are ideal for businesses looking to improve cash flow, fund a project, or grow without the restrictions of conventional finance.
What Funding Options Are Available?
- Invoice Finance – Release the cash tied up in your unpaid invoices.
- Revolving Credit – Borrow, repay, borrow repay, much like an overdraft
- Bad Credit Finance – Get approved by alternative lenders that specialise in bad credit loans
- Merchant Cash Advances – Get an advance based on your future card sales, perfect for retail and hospitality.
What Are The Benefits Of Alternative Business Finance?
- Faster approval and funding times
- Easier qualification with minimal paperwork
- Flexible terms tailored to your business model
- Ideal for businesses with limited trading history or non-traditional credit profiles
How Quickly Can I Receive Funds Through Alternative Finance?
Most alternative finance solutions offer rapid turnaround—some lenders can approve and release funds within 24 to 72 hours, depending on the product and your application details.
Is Alternative Finance Right for My Business?
If your business has been declined by traditional lenders, needs quick access to capital, or operates in a fast-paced industry, alternative finance can offer the flexibility and speed you need to maintain momentum and grow.